County offers home repair loans

The Office of Housing and Community Development is accepting applications to its Residential Repair Program.

The RRP is a low-interest loan program available to eligible low-and moderate-income homeowners. Funds may be used to repair, improve or modernize homes or remove health and safety hazards.


Loans range from $2,500 to $25,000 at 3% simple interest. Loan payments are deferred for 15 years, at which time full payment will be due.

Eligible homeowners who are 62 years or older or persons with a disability may be eligible to have 30% of the loan’s principal balance forgiven at the end of the loan period. Funds are limited and granted on a first-come first-served basis.

“Helping people stay in their own home and keep it in good repair supports families and their communities,” Housing Administrator Susan Kunz said in a press release. “Homeownership helps families and individuals build savings over time. In addition, it strengthens communities and helps many kinds of businesses that support the local economy.”

Applications and program information may be found online at or by contacting Marcia Yoshiyama by email at or phone at (808) 961-8379.

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