Work at a school or nonprofit? You could erase student loans

  • FILE - In this May 17, 2018, file photo, new graduates line up before the start of the Bergen Community College commencement at MetLife Stadium in East Rutherford, N.J. A deadline is fast approaching for teachers, librarians, nurses and others who work in public service to apply to have their student loan debt forgiven. New figures from the U.S. Department of Education show 145,000 borrowers have had the remainder of their debt canceled through the Public Service Loan Forgiveness program. (AP Photo/Seth Wenig, File)

  • FILE - Graduates of the University of Texas Rio Grande Valley attend their commencement ceremony at the schools parking lot on Friday, May 7, 2021, in Edinburg, Texas. A deadline is fast approaching for teachers, librarians, nurses and others who work in public service to apply to have their student loan debt forgiven. New figures from the U.S. Department of Education show 145,000 borrowers have had the remainder of their debt canceled through the Public Service Loan Forgiveness program. (Delcia Lopez/The Monitor via AP, File)

NEW YORK — When Melissa Martinez applied to have her student loan debt forgiven more than a decade ago, the U.S. Department of Education told her she was ineligible.